Provides essential insights into mutual funds, addressing FAQs and busting common myths to empower smarter, more confident investing.
Whether you're just getting started or looking to deepen your knowledge, this section breaks down how mutual funds work, the different types available, key entities involved, and important concepts like NAV, SIP, and SWP.
Explore our FAQ section for clear answers to all your investment queries. Learn more about mutual funds, smart investment strategies, and discover how Ekush managed funds can help you optimize your portfolio for better returns.
When it comes to mutual fund investing, myths and misconceptions are common—and they often prevent investors from making confident, informed decisions. By separating fact from fiction, our Myth Buster aims to help you better understand how mutual funds really work and empower you to invest wisely, without fear or confusion.
Investing in mutual funds with lower NAVs can generate more gain.
The NAV (Net Asset Value) of a mutual fund does not affect the potential return. A lower NAV doesn't make the fund cheaper or more profitable. What matters is the fund's performance, not the price per unit.
Mutual funds that offer high dividends are better performers.
A high dividend payout does not necessarily indicate superior performance. The total return — which includes both capital gains (NAV appreciation) and dividends — is the correct measure of a mutual fund's actual performance.
If a mutual fund announces a dividend, it's a good time to invest.
Investing in a fund just because it is about to pay a dividend is not a good strategy. In fact, you're not gaining anything extra—dividends are paid out from the fund's own assets, reducing its NAV accordingly.
You should sell a mutual fund just because its NAV has gone up, regardless of market conditions.
A rising NAV alone is not a reason to sell a mutual fund. What matters is whether the fund still aligns with your financial goals, time horizon, and market outlook.
For an open-end mutual fund, the AMC needs to find a buyer before redeeming the investment of an existing unitholder.
In an open-end mutual fund, investors can redeem their units directly with the AMC at the current Net Asset Value (NAV). The AMC does not need to find a buyer for your units to process your redemption.
Mutual funds invest only in the equity (stock) market.
Mutual funds can invest in a wide range of asset classes—not just equities. These include bonds, treasury bills, money market instruments, government securities, and other fixed-income assets, depending on the fund type.
Mutual funds are only suitable for long-term investments.
Mutual funds are suitable for short-, medium-, and long-term investments, depending on the type of fund and your financial goals.
A mutual fund's ability to redeem an investor's money depends on the financial condition of the Asset Management Company (AMC).
The AMC is legally and operationally separated from the funds it manages. An investor's redemption is backed by the fund's own assets, not the AMC's balance sheet.
Expert explainers and market commentary — straight from the EKUSH YouTube channel.
The Daily StarOpen-end mutual funds are gaining popularity in Bangladesh as retail investors look for diversification, liquidity and professional management.
The Daily StarThe unequal taxation policy surrounding mutual funds in the capital market of Bangladesh raises concerns regarding the fairness for mutual fund investors. Specifically, the issue lies in the taxation of cash dividends from open-end funds, creating an imbalance between individual’s listed securities investments and mutual fund investments.
The Daily StarAll over the world, mutual funds are very popular investment options, which translate long-term savings into long-term investments.
The Business StandardHowever, as capital naturally flows toward avenues offering maximum returns, a tax code that discourages mutual fund investments can significantly impede their growth
The Business StandardWhat started as supply side inflation and was supposed to be temporary, has now become a longer lasting one due to large debt monetisation, despite increase in government borrowing
The Daily StarThe unit fund is a kind of mutual fund that does not trade in stock exchanges. The journey of unit funds started in the 1980s but it is yet to be popular in Bangladesh. Due to a lack of awareness, many misconceptions prevail in the minds of investors. The big five misconceptions are:
Financial ExpressFixed-income mutual funds have the potential to become a preferable and smart investment tool now, with the advantage of the rising interest rates and floor price frustrating investors over equity investments. A handful of open-ended mutual funds are designed to inject investments only into fixed-
The Business StandardWhen equity investors are struggling amid the inflationary cycle, smart investors continue to rush into fixed income for the third consecutive year. Bangladesh's equity-focused mutual fund industry has also entered the scene, offering a robust fixed income window for clients who are cheering a 9%-10% return in a turbulent year. In the past two years, opportunities for the general public to benefit from rising interest rates have expanded with the launch of six open-end fixed-income mutual funds, offering steady returns alongside tax efficiency. While still not sizable, their asset
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